![]() ![]() These pre-screened lists are then used to make firm offers of credit or insurance to you. By law, the three nationwide credit bureaus may include your name on lists used by creditors if you meet certain, pre-established criteria of the creditor or insurer - if you have a certain credit score range, for instance. These are called pre-screened credit card offers. You may wonder what they are and where they came from. If you don't want to receive these offers, you can opt outįrom time to time, you may receive credit card offers in the mail, saying you’re pre-approved for a certain card, or offers for other credit products or insurance.These offers may provide you with product choices and better rates or terms than other offers available in the market.You may receive pre-screened credit card or insurance offers if you meet certain pre-established criteria.It says the information you give is confidential and will be used only to process your request to opt out. Sharing your Social Security number and date of birth is optional, but the website says that giving this information can help them ensure that they can successfully process your request. When you call or visit, they’ll ask for your personal information, including your name, address, Social Security number, and date of birth. But to complete your request, you’ll need to sign and return the Permanent Opt-Out Election form you’ll get after you’ve started the process. To opt out permanently: Go to or call 1-888-5-OPT-OUT (1-88) to start the process. The phone number and website are operated by the major credit bureaus. To opt out for five years: Go to or call 1-888-5-OPT-OUT (1-88). If you don't want to get prescreened offers of credit and insurance in the mail, you have two choices for opting out of those offers: How To Stop Credit Card and Insurance Offers Learn more about stopping unwanted calls at ftc.gov/calls. To learn more about what options you have for dealing with unwanted email, read this article on email spam.įor comments or questions about DMAchoice, visit /report/initReport.php. ![]() Registration is free and will last for six years. Registration for the Caretakers List will last for 10 years.ĭ also has an Email Preference Service that lets you get less unsolicited commercial email. The site also offers the no-cost option to stop mail from being sent to someone who’s deceased ( Deceased Do Not Contact List) or to a dependent in your care ( Do Not Contact for Caretakers List). If you do not have online access, register by sending your name and address (with signature), along with a $5 processing fee (check or money order payable to the Association of National Advertisers or ANA) to: You’ll have to pay a $4 processing fee, and your registration will last for 10 years. DMAchoice will stop most, but not all, promotional mail. To decide what types of mail you do and don’t want from marketers, register at the Direct Marketing Association’s (DMA) consumer website, and choose what catalogs, magazine offers, and other mail you want to get. How To Stop Credit Card and Insurance Offers.Identity Theft and Online Security Show/hide Identity Theft and Online Security menu items.Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items.Money-Making Opportunities and Investments. ![]()
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